Privacy Policy
Last Updated: 4/13/2026
1. Introduction
Welcome to PSX Portfolio. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our Pakistan Stock Exchange (PSX) portfolio management application.
2. Information We Collect
2.1 Account Information
- Email address (for authentication and communication)
- Password (encrypted and stored securely)
- Account creation and last login timestamps
2.2 Portfolio Data
- Portfolio names and descriptions
- Stock symbols and quantities
- Purchase prices and dates
- Transaction history
2.3 Usage Data
- Browser type and version
- Device information
- IP address
- Pages visited and time spent
3. How We Use Your Information
- To provide and maintain our portfolio management services
- To authenticate and authorize access to your account
- To store and manage your portfolio data
- To calculate portfolio performance and analytics
- To improve our application and user experience
- To send important updates and notifications about your account
- To comply with legal obligations
4. Data Storage and Security
We implement industry-standard security measures to protect your personal information:
- All passwords are hashed using bcrypt encryption
- JWT tokens are used for secure authentication sessions
- Data is transmitted over HTTPS encrypted connections
- Access to your data is restricted to authorized personnel only
- Regular security audits and updates are performed
Your portfolio data is stored in-memory during your session and persisted according to our data retention policies.
5. Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your data only in the following circumstances:
- With Your Consent: When you explicitly authorize us to share your information
- Legal Requirements: When required by law or to protect our legal rights
- Service Providers: With trusted third-party services that help us operate our application (e.g., hosting providers)
6. Your Rights
You have the following rights regarding your personal data:
- Access: Request a copy of the personal data we hold about you
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your account and associated data
- Export: Download your portfolio data in a portable format
- Objection: Object to certain processing of your personal data
7. Cookies and Tracking
We use cookies and similar tracking technologies to maintain your session and improve your experience. This includes:
- Essential Cookies: Required for authentication and session management
- Analytics Cookies: Help us understand how users interact with our application
- Preference Cookies: Remember your settings and preferences
8. Third-Party Services
Our application may integrate with third-party services for:
- Real-time PSX stock price data
- Analytics and performance monitoring
- Cloud hosting and infrastructure
These third parties have their own privacy policies, and we encourage you to review them.
9. Data Retention
We retain your personal information for as long as your account is active or as needed to provide services. If you delete your account, we will remove your personal data within 30 days, except where we are required to retain it for legal or regulatory purposes.
10. Children's Privacy
Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete such information.
11. Changes to This Privacy Policy
We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on this page and updating the 'Last Updated' date.
By using PSX Portfolio, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.