Privacy Policy

Last updated: Jan 1, 2025

1. Introduction

Welcome to PSX Portfolio. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our Pakistan Stock Exchange (PSX) portfolio management application.

2. Information We Collect

2.1 Account Information

Email address (for authentication and communication)
Password (encrypted and stored securely)
Account creation and last login timestamps

2.2 Portfolio Data

Portfolio names and descriptions
Stock symbols and quantities
Purchase prices and dates
Transaction history

2.3 Usage Data

Browser type and version
Device information
IP address
Pages visited and time spent

3. How We Use Your Information

To provide and maintain our portfolio management services
To authenticate and authorize access to your account
To store and manage your portfolio data
To calculate portfolio performance and analytics
To improve our application and user experience
To send important updates and notifications about your account
To comply with legal obligations

4. Data Storage and Security

We implement industry-standard security measures to protect your personal information:

All passwords are hashed using bcrypt encryption
JWT tokens are used for secure authentication sessions
Data is transmitted over HTTPS encrypted connections
Access to your data is restricted to authorized personnel only
Regular security audits and updates are performed

Your portfolio data is stored in-memory during your session and persisted according to our data retention policies.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your data only in the following circumstances:

With Your Consent: When you explicitly authorize us to share your information
Legal Requirements: When required by law or to protect our legal rights
Service Providers: With trusted third-party services that help us operate our application (e.g., hosting providers)

6. Your Rights

Access: Request a copy of the personal data we hold about you
Correction: Update or correct inaccurate information
Deletion: Request deletion of your account and associated data
Export: Download your portfolio data in a portable format
Objection: Object to certain processing of your personal data

7. Cookies and Tracking

We use cookies and similar tracking technologies to maintain your session and improve your experience:

Essential Cookies: Required for authentication and session management
Analytics Cookies: Help us understand how users interact with our application
Preference Cookies: Remember your settings and preferences

8. Third-Party Services

Our application may integrate with third-party services for:

Real-time PSX stock price data
Analytics and performance monitoring
Cloud hosting and infrastructure

These third parties have their own privacy policies, and we encourage you to review them.

9. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. If you delete your account, we will remove your personal data within 30 days, except where we are required to retain it for legal or regulatory purposes.

10. Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete such information.

11. Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on this page and updating the 'Last Updated' date.

By using PSX Portfolio, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.